Uber and Lyft have revolutionized transportation in a modern and convenient way, making it difficult to remember a time when ridesharing wasn’t an option. While these apps have significantly helped reduce the number of drunk drivers on the road, they have also created a new host of concerns that were previously never considered. In the event of an accident, determining responsibility is complicated enough--this process only becomes more complex with the question of whose insurance applies.
As with any car accident, the at-fault driver’s insurance company is financially liable. Most ridesharing drivers do not have insurance to cover damages or injuries while driving for profit. However, Uber and Lyft both carry 3rd party liability insurance, offering up to $1 million in coverage if your driver is at fault for the accident.
Uber and Lyft both distinguish their drivers as contractors, not employees. This means they do not claim responsibility for their drivers’ behavior while behind the wheel—a significant distinction which will be extremely challenging to dispute. The good news is you like won’t have to argue beyond obtaining the compensation you deserve, so long as it is covered under the $1 million.
What If Another Driver Was At Fault?
If the accident was caused due to the negligence or misconduct of another driver, you may seek a claim with this person’s insurance carrier or even pursuing a personal injury lawsuit.
Injured in a Ridesharing Accident & Seeking Legal Advocacy in Nassau County? Contact Us
The Law Offices of Charles R. Gueli is led by a personal injury attorney who proudly serves the injured in
Nassau County with integrity and ease. If you were injured at the hands of another’s negligence or misconduct, make sure your voice is heard. Facing down an insurance company is intimidating but it doesn’t have to be with our legal team on your side.
Allow us to fight for you. Call (516) 628-6402 to schedule an initial consultation today.